How much can I borrow?

Between $3000 and $60,000. With your agent’s input we will calculate a conservative valuation and provide in our portal the exact dollar amount you can borrow when you apply.

How soon can I get access to funds?

We can get funds to you as fast as 48 hours from the submitted application, provided the ID requirements and conditions are met.

What can I use funds for?

Sale Funder is designed to help you achieve the best sale price without depleting your savings. Funds can be used for anything that assists that goal. This includes marketing campaigns with your agency to advertise your property more effectively or renovations, home improvements and furniture staging to help appeal to a wider home buyer base.

What does it cost?

Sale Funder charges 6% for the first 90 days, then 1.5% for each 30 days after that. If you sell and settle your property within 90 days there are no further costs.

How do I repay the loan?

When your home sells, we are repaid at settlement. Funds are paid out via an irrevocable direction from the deposit held by your agent or via your solicitor when the property settlement takes place. As the homeowner and vendor of the property, you are solely responsible for the loan. If you want to repay the loan early, contact us for a statement and payout details.

What if my property doesn't sell?

Average sale times depend on the value of the home and location. According to a Smartcompany* the average time to sell a home in Sydney (Dec 19) was 30 days.

However, if the property doesn’t sell within 6 months of funds advanced, our team will work with you on a repayment schedule suitable to your financial circumstances.

What if I decide not to sell my home?

We understand plans change, however even if you change your mind the loan still needs to be repaid. Our team will work with you on a repayment schedule suitable to your financial circumstances.

Can I repay the loan before the home sells?

Yes you can, contact us directly via phone or email with your account number and we will provide a payout figure usually within 24 hours.

What if I change real estate agents?

Your loan follows you to your next agent and all the same conditions apply. If you do change agents, you and your prior agent have an obligation to inform the Sale Funder of the change.

Is my information safe?

All our data is held by compliant security services hosted by Amazon web services, and our systems and processes all comply with the strict Anti Money laundering laws.

Have any other questions? Just give our team a call or send us an email on the details below.

5/46 Market Street
Sydney, N.S.W. 2000

info@salefunder.com.au

1300 001 371

To answer your questions

5/46 Market Street

Sydney 2000

10/356 Collins Street

Melbourne, VIC 3000

info@salefunder.com.au

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